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Network Solutions

First Data offers financial institutions the ability to provide their debit customers with more ATMs and point-of-sale (POS) locations worldwide. Our regional and domestic network partners look to the First Data Global Network to extend their reach and meet the needs of their customers.

In this suite

STAR® & Instant Cash®

Customer access to ATM and debit networks throughout the U.S.
The First Data branded STAR® and Instant Cash® Network Solutions can increase the number of places customers can use their cards—with more than 1.9 million ATM and retail locations throughout the U.S.

First Data Advantages

First Data helps you provide greater functionality and flexibility to your customer—from withdrawals and transfers to purchases and bill payments—with distinctive services like deposit sharing and surcharge-free programs through the STAR Network.

Key Components

  • STAR Bill Payment
  • STAR Surcharge-Free ATM network
  • Expedited funds transfer
  • Online reporting and management tools
  • STAR deposit sharing

Cashcard® Network

Cashcard® Network in Australia.

First Data offers customers the convenience of cardholder access to ATMs and EFTPOS across Australia. We operate 5,800 ATMs for merchant customers and Financial Institutions. In addition we process, drive and manage 6,200 ATMs for financial institutions and other operators.

First Data Advantages

Cashcard Network members can access ATMs throughout Australia without having to negotiate bilateral interchange arrangements. By leveraging the combined volume of cards, ATMs and transactions from many financial institutions, we can offer the advantage of cost-effective access.

Key Components

  • Ease of network access through leverage or pre-existing Cashcard member bilateral interchange Links.  
  • Ease of update and implementation – additional BIN’s can be enabled across multiple links negating the need for individual implementations.  
  • Management of routing arrangements for each member
  • Consolidated reporting that identifies where the transaction originated
  • Reduced settlement processes requiring only one payment to Cashcard
  • Future access to international debit network

Interbank Switching

Interbank ATM and POS switching.

First Data is a joint owner in Trionis®, providing an interbank processing network for ATM and POS transactions, including authorisation, clearing, settlement and value-added services.

First Data Advantages

Trionis provides extensive European coverage inside or outside of the Single Euro Payments Area (SEPA) with more than 74,000 ATM and 1.5 million POS locations. Financial institutions can minimise their investment and operating costs with the economies of scale achieved through a single-service provider.

Key Components

  • Brand neutral
  • Multi-country and multi-currency system
  • ATM service allows for ATM and manual cash transactions  from a variety of schemes
  • Single or dual message formats
  • Access to major international payment schemes through a single gateway
  • Click here to learn more about Trionis
Products and services are subject to change without notice and may not be available in all regions. Restrictions may apply to certain services.