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Debit Solutions

First Data offers Debit Card Processing to help your financial institution attract and retain high-value customers. Our comprehensive Debit Card Issuing and Processing Services allow you to increase revenue, reduce fraud, streamline your operations and meet regulatory guidelines. First Data’s Network Solutions give your customers extensive ATM access. Our full-service ATM Outsourcing helps you reduce operating costs and deliver a more personalised customer experience.

In this suite

Debit Processing

Comprehensive debit card processing.

Our debit card processing supports all major debit card brands and provides seamless services across multiple markets.  The programme offers optional services for fraud and risk control, management reporting and exception item (chargeback) administration.

First Data Advantages

First Data Debit Card Processing gives financial institutions a complete solution for cost-effective outsourcing. We support EMV and technical standards required by major card schemes globally so you can avoid this investment expense. Value-added services like loyalty programmes, data warehouse and analysis services help maximise marketing potential.

Key components

  • PIN-secured and signature debit processing
  • Contactless processing
  • Business debit card program
  • Debit rewards program
  • Multi-layered online management tools
  • Advanced fraud detection tools

Switching

Interbank switching for point-of-sale (POS) and automated teller machine (ATM) transactions.

Through the Trionis® Network, First Data provides interbank payment card switching for POS and ATM transactions, including authorisation, clearing, settlement and other valuable services.

First Data Advantages

We offer a brand neutral, single-message switching system across multiple countries and currencies. Our Trionis Network supports switch processing for all major card brands, enabling financial institutions to process their interbank, ATM and POS transactions through a single provider and achieve greater economies of scale.

Key components

  • Processing for ATM and manual transactions from a variety of schemes
  • POS transaction processing for both pay now (debit) and pay later (credit) cards
  • Bilateral switching service to help achieve efficient SEPA compliance and a high level of control
  • Gateway service
  • Learn more about Trionis
Products and services are subject to change without notice and may not be available in all regions. Restrictions may apply to certain services.