Consumer Credit Solutions

First Data offers you the ability to efficiently launch, manage, maintain and optimise your credit card and loan programmes across multiple countries. You can outsource many of your non-core functions to us while focusing on creating strategies that will allow your consumer finance programmes to compete in today’s turbulent market. Our technology is built on industry-leading architecture and provides the scalability to expand your business, and the flexibility to respond rapidly to market demands and business opportunities.

In this suite


Industry-leading credit card processing with many valuable options.

First Data customized credit card processing programmes offer single-source convenience. The platform can operate across multiple countries and is fully scalable, so you can select the services you want and grow over time.

First Data Advantages

First Data helps you stay competitive and become more profitable by offering a comprehensive credit package to support every stage of the process, from application processing through collections. The breadth of our products, the speed to market and our cost efficiencies can help expand your business success.

Key Components

  • Bank cards
  • Private label cards
  • Co-branded cards
  • Sharia-compliant cards           
  • Account processing
  • Operational services
  • Portfolio tools
  • Professional services

Lines & Loans

Account processing for credit lines and loans.

The First Data Credit Lines and Loan Processing Service provides customisable processing capabilities for fixed, revolving, deferred, interest free and various other unsecured lending products sold through various channels.

First Data Advantages

First Data provides end-to-end modular service around loan originations, booking, processing, servicing, maintenance and settlement to give financial institutions more choices for managing credit lines and loans. We help you stay competitive with flexibility and speed to market.

Key Components

  • A single consumer finance platform to work credit lines and loans alongside card products or independently
  • Full functionality around commissions, claw-backs, top-ups, rescheduling and more
  • Multi-currency
  • Multi-language
Products and services are subject to change without notice and may not be available in all regions. Restrictions may apply to certain services.