First Data to Provide Payment Services for Bank's MasterCard PayPass Cards

WARSAW January 19, 2011 – First Data Corporation , a global leader in electronic commerce and payment processing, today announced that it is expanding its cooperation with Getin Noble Bank SA, one of the leading financial institutions in Poland. First Data will provide card issuing and payment processing services for the bank's new contactless card programme.

The MasterCard PayPass debit cards, which will be issued and processed by First Data on behalf of the bank, feature the added convenience of contactless technology. Cardholders can use the cards to make payments of up to 50 zloty at thousands of retailers across Poland, simply by pressing the card against a special terminal reader. No PIN or signature is required.

"We appreciate the high quality of services provided by First Data's Poland business," said Pawe? Wawiernia, director of the Card department at Getin Noble Bank. "We want to ensure that the latest payment card standards are quickly incorporated into our customer offering. The projects that First Data has implemented previously on our behalf have fulfilled our special requirements and for this reason we have decided to continue to work together in the future.”

"At First Data our goal is to gain a deep understanding of market requirements so that we can provide a market leading service. We believe that debit cards enabling contactless payments are attractive not only for the bank, but for its customers too," said Grzegorz Dlugosz, board member at First Data's business in Poland.

The contactless MasterCard PayPass cards feature the standard benefits of a debit card and can be used by cardholders to withdraw cash from an ATM and to pay for goods and services in shops. In addition, the cards are equipped with online and PayPass™ contactless payments functionality and modern security technology (EMV chip). A radio frequency identification (RFID) system allows the card to be read by contactless card readers enabling cardholders to make low-value purchases in just a few seconds. Because there is no physical contact between card and terminal the risk of skimming is reduced. For higher value payments cardholders will be asked to confirm the transaction by PIN entry. The contactless cards also feature cryptography to provide security and prevent accidental transactions.

About Getin Noble Bank
Getin Noble Bank S.A. is a joint-stock company listed on the Warsaw Stock Exchange. Established following a merger between GETIN Bank S.A. and Noble Bank S.A., Getin Noble Bank S.A. offers credit, saving and investment financial products as well as a wide range of additional financial services for individual and business clients. The bank's branches operate as separate Noble Bank offices specialising in private banking and as GETIN Bank offices specialised in retail banking. From a local bank a few years, Getin Noble Bank S.A. has grown to become one of the key players in retail banking and the most recognised bank offering services to the wealthiest clients.

About First Data
Around the world, every second of every day, First Data makes payment transactions secure, fast and easy for merchants, financial institutions and their customers. First Data leverages its vast product portfolio and expertise to drive customer revenue and profitability. Whether the choice of payment is by debit or credit card, gift card, check or mobile phone, online or at the checkout counter, First Data takes every opportunity to go beyond the transaction.

Contacts
Pawe? Wawiernia, Getin Noble Bank
p.wawiernia@getinbank.pl

Olga Ma?ecka, First Data
olga.malecka@firstdata.com