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Perspective: Data Security is Everyone's Job

Whether they are in the front of the house or the back office, everyone who handles customer payment data needs to know how to keep it safe.

The Payment Card Industry Data Security Standard (PCI DSS) establishes minimum data security measures for organizations around the world that hold, process, or exchange cardholder information from any of the major card brands.

And there’s no such thing as too big or too small: if your business accepts credit or debit payments, you’re required to comply.

Believe it or not, it is possible to spend too much money on security. Becoming PCI compliant may mean incurring new costs, but technologies such as encryption and tokenization can help merchants reduce the burden of PCI compliance.

Don’t be afraid to talk to your acquiring bank or knowledgeable business payments advisor. They may have resources available to help you achieve and maintain compliance.

Data security and PCI DSS compliance require an ongoing commitment to safeguarding data. Is your team ready?

Tomorrow I’ll share some tips for merchants.

In honor of Small Business Week, May 23–29, 2010, First Data is featuring Perspectives posts for small business. Learn more about First Data's products for merchants .