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Products / For Financial Institutions / Commercial Cards

Commercial Cards

First Data provides global commercial card processing expertise and flexible solutions that are easily integrated into your existing systems and processes. Our commercial products leverage the strength and breadth of the core processing platform with added functionality tailored to the unique authorization, billing and reporting needs of commercial card issuers and their business customers.

In this suite

Small Business Cards

Credit cards designed for small business card needs.

First Data provides small business card solutions that allow small businesses the purchasing power they need while providing greater visibility and control than personal cards can provide.

First Data Advantages

Financial institutions can help small business customers improve their expense management process with comprehensive controls that support purchasing guidelines, data for reconciliation and reporting for overall vendor and spend management.

Key components

Account Management Options
  • Establish authorization criteria that limit employee card usage
  • Gain a consolidated view of expenses for auditing purposes using individually billed and/or centralized bill payment solutions
Card Management Tools (d.Cal)
  • Manage your program using an online interface with back-end integration into accounting systems
  • Issue and manage cards, set controls in real time, approve and reconcile transactions and expense reports and consolidate reporting across multiple banks and card brands

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Corporate Cards

Credit cards that help manage business expenses.

With corporate cards, your business customers can operate multiple hierarchy-based rules and reporting structures and reduce paperwork by leveraging automatic workflows, certified tax reports, centralized billing with selected travel companies and reconciliation uploads to Enterprise Resource Planning (ERP) and accounting systems.

First Data Advantages

A centralized, automated corporate card program can improve your customers’ ability to manage travel-related expenses based upon corporate policies and procedures with comprehensive controls that support purchasing guidelines, data for reconciliation and reporting for overall vendor and expense management.

Key components

Account Management Options
  • Establish authorization criteria that limit employee card usage
  • Gain a consolidated view of expenses for auditing purposes using individually billed and/or centralized bill payment solutions
Card Management Tools (d.Cal)
  • Manage your program using an online interface with back-end integration into accounting systems
  • Issue and manage cards, set controls in real time, approve and reconcile transactions and expense reports and consolidate reporting across multiple banks and card brands

Purchasing Cards

Credit cards to streamline the business procurement process.

With Purchasing Cards, existing paper-based procurement processes are automated and centralized, minimizing unnecessary administrative tasks and overhead while improving compliance with internal audit policies. Data is captured, sorted and analyzed to improve the visibility of spending within the organization.

First Data Advantages

Corporate policies and vendor contracts can be better managed with comprehensive controls, data for reconciliation and reporting. This can lead to rationalization of the supplier base, adherence to negotiated contracts and an overall reduction in the total cost of vendor management.

Key components

Account Management Options
  • Establish authorization criteria that limit employee card usage
  • Gain a consolidated view of expenses for auditing purposes using individually billed and/or centralized bill payment solutions
Card Management Tools (d.Cal)
  • Manage your program using an online interface with back-end integration into accounting systems
  • Issue and manage cards, set controls in real time, approve and reconcile transactions and expense reports and consolidate reporting across multiple banks and card brands

Learn More:

Products and services are subject to change without notice and may not be available in all regions. Restrictions may apply to certain services.