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Products / For Financial Institutions

Credit Solutions

First Data gives financial institutions, merchants and other businesses the ability to efficiently launch, manage, maintain and optimize credit card programs. As a result, you can outsource many non-core functions to us while focusing on creating strategies that will allow your credit card programs to compete in today’s turbulent market. Drawing upon our vast experience in card processing, our technology is built on industry-leading architecture, and provides issuers scalability to expand their business and flexibility and control to respond rapidly to market demands and business opportunities.

In this suite

Credit/Retail Processing

Industry-leading credit card processing with a host of value-added options.

First Data offers a customized end-to-end Credit/Retail Processing Program with single-source convenience. It is fully scalable, so you can select the services you want and grow over time.

First Data Advantages

First Data helps you stay competitive and become more profitable by offering a comprehensive credit package to support every stage of the process, from application approval to remittance processing, risk management solutions and outstanding customer service support. Our data tools also enable you to understand customer behavior, in order to maximize effective pricing and promotional strategies.

Key components

  • Transaction processing
  • Account management
  • Pricing and promotion features
  • Dynamic fees tool for growing fee income    

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Lines & Loans

Complete processing and collateral management.

First Data provides customizable end-to-end processing capabilities for secured or unsecured lines of credit and loans on a consolidated consumer credit products platform.

First Data Advantages

The First Data Lines and Loans Solution leverages our extensive transaction-based processing expertise by utilizing a single consumer credit processing platform. This allows you to maximize efficiency, effectively grow line balances and apply enterprise tools across customer relationships with multiple credit products.

Key components

  • Collateral management system
  • Maturity processing through the life cycle of lines and loans

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Products and services are subject to change without notice and may not be available in all regions. Restrictions may apply to certain services.