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Debit Solutions

First Data offers a world-class set of debit processing solutions that help your financial institution attract and retain high-value customers. Our end-to-end debit card issuing and processing services allow you to offer more options to your cardholders, increasing revenue, reducing fraud and streamlining your operations. The STAR® Network gives your customers access at more than 2.2 million retail and ATM locations across the U.S. and our full-service ATM driving and outsourcing solutions help you reduce operating costs and deliver a more personalized customer experience.

 

For more information, please contact Russ Newman at 707-227-4208.

In this suite

Debit Processing

A comprehensive debit card processing solution with a host of value-added options.

Whether your institution issues PIN-secured debit cards, signature debit cards or both, First Data can put a program in place that can help you maximize cardholder satisfaction and streamline card program operations.

First Data Advantages

Our Debit Processing Management Tools give you more program control and oversight while providing valuable customer insights to drive activation and usage.

Key components

  • PIN-secured and signature debit processing
  • Contactless processing
  • Business debit card program
  • Network Solutions, including STAR®/Instant Cash® & Gateway Access
  • Debit rewards program
  • Multi-layered online management tools
  • Advanced fraud detection tools

Customer Success Stories
When Firstbank Corporation, with more than 40 community banking locations in central Michigan, began experiencing an increase in debit card fraud, it turned to First Data for help—and the results have been dramatic.

Learn how First Data helped DNB First upgrade its fraud prevention capabilities with its state-of-the-art Fraud and Risk Premium Package (FRPP). The result: a decrease in fraudulent cases and fraud losses.

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ATM

Flexible solutions for your ATM management and servicing needs.

As one of the country’s largest providers, First Data processes for more than 81,000 ATM locations and offers a comprehensive suite of ATM processing, driving and full outsourcing services.

First Data Advantages

The First Data ATM services include end-to-end transaction processing and advanced services that enable you to improve your cardholder experience with personalization, remote management and other value-added ATM benefits. Our driving and outsourcing solutions allow you to reduce operating costs and system downtime.

Key components

  • Processing
  • Driving and monitoring
  • Full-service outsourcing
  • Personalization and marketing
  • Remote management tools

Customer Success Story
Learn how First Data helped TruMark Financial realize a 7 percent increase in ATM transactions, a 16 percent increase in revenues and a 24 percent decrease in expenses.

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Network Solutions (STAR/Instant Cash)

Networks that enable cardholders from participating financial institutions to connect with their money at locations across the United States.

The First Data STAR® Debit & ATM Network provides cardholders access to over 2 million locations in the United States. The Instant Cash® Network offers no-fee access at more than 3,000 surcharge-free ATMs.

First Data Advantages

First Data can help increase your revenue and transaction volume while giving your cardholders more functionality. Our STAR® Network offers deposit sharing and surcharge-free ATM access as well as real-time network management, including exception processing, fraud alerts and marketing tools.

Key components

  • STAR® ATM & POS
  • STAR® Deposit Sharing
  • STARsf® Surcharge-Free ATM Network
  • STAR® Fraud Risk Identification Services
  • STAR STATION® Internet-accessible administration tool
  • Gateway Access and Management
  • STAR® Biller-Direct Payments
  • STAR® Expedited Transfer Service
  • STAR® Prepaid Program featuring the STAR RELOAD service

Customer Success Stories
Learn how First Data helped TruMark Financial realize a 7 percent increase in ATM transactions, a 16 percent increase in revenues and a 24 percent decrease in expenses.

Learn how First Data helped DNB First upgrade its fraud prevention capabilities with its state-of-the-art Fraud and Risk Premium Package (FRPP). The result: a decrease in fraudulent cases and fraud losses.

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Prepaid Cards

Innovative prepaid cards and form factors.

We offer your financial institution an affordable turnkey solution for custom-branded prepaid cards with comprehensive administrative and cardholder support.

First Data Advantages

The First Data Prepaid Program includes custom-branded gift cards, general purpose reloadable solutions, payroll cards and a variety of innovative contactless form factors for added speed and convenience. Prepaid cards can help add value to your financial institution by increasing lobby traffic and cross-sales opportunities and building loyalty with custom-branded cards.

Key components

  • Custom-branded gift cards
  • General purpose reloadable cards
  • Payroll cards
  • GO-Tag® contactless solutions
  • STAR® Network prepaid program STAR RELOAD service

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Products and services are subject to change without notice and may not be available in all regions. Restrictions may apply to certain services.