Leading Payment Software Products

Payment Software for Windows® Features
The Payment Software product offers an entire suite of solutions—from a single user license to a mutli-user license, from stand-alone to networkable configurations, and from single merchant to multiple merchant numbers (MID) support. Whether your business is a day-care center, professional office, small business, or general retail, this could be the solution for you.

View the available processor networks in version 4.1.

• Payment Types Supported
• Industries Supported
• Features
• Back-office and Information Management
• Superiority Over Stand Alone Terminals and Proprietary Systems
• System Requirements
• Supported Processor Connections

Payment Types Supported

• Credit Cards: Visa®, MasterCard®, American Express®, Discover®, Diners Club® and JCB®
• Visa Commercial Cards and Purchasing Cards
• MasterCard Business, Corporate and Purchasing Cards
• Debit/ATM cards (PIN and Signature based)
• Check verification and guarantee
• Private label cards
• Line-of-credit application processing

Industries Supported

• Retail (card present)
• Mail order/telephone order (MOTO, card not present)
• Lodging (through integrators/VARs only)
• Restaurant (through integrators/VARs only)
• eCommerce (non-authenticated only)

Features

• Triple DES and DUKPT PIN encryption and support
• MICR check reader support
• Contactless card reader support
• Backward compatible Software Developer’s Kit
• Flexible SML, API and ActiveX OLE options
• Built-in encryption library to enhance integrated system security
• Ongoing association compliance enhancements
• Support for Level II and Level III Visa and MasterCard purchasing card data
• Support for Level II Corporate Purchasing Cards for American Express
• Support for Windows® 2000, XP Home and Professional (Service Pack 3), Windows 2003 Server (Service Pack 1) and either 32- or 64-bit versions of Windows Vista®
• Split-mode processing: choose your network by payment tender type for least cost routing

Back Office and Information Just Got Easier

• All sensitive customer date is secured with cutting-edge, PA-DSS-validated encryption
• Flexible and powerful user-account access: you control who uses the product and how they use it
• Up to nine years of transactional data stored at the merchant’s location
• Extensive reporting capabilities
• Assistance in defending against charge-backs
• Cardholder database facilitates transaction entry

Effective in Comparison to Stand-alone Terminals and Proprietary Systems

• Multi-user and multi-merchant capability
• File importing and exporting
• Network multiple installations together to transact across a single correction
• Strong transaction security including self-updating, unique encryption keys
• Integrations to popular accounting and business-management applications available

System Requirements for First Data Payment Software for Windows®

1. A Pentium/Athlon computer running 32-bit versions of Microsoft® Windows XP Home / Professional (Service Pack 3), Windows 2003 Server (Service Pack 1) or either 32- or 64-bit versions of Windows Vista®
2. 500 Megabytes of free hard drive space
3. Broadband Internet access recommended for Internet processor access; dial-up Internet accounts are not recommended. If your processing network is not Internet-enabled, 100% Hayes-compatible modem for dial-up processor connections, able to step down to 300 or 1200 baud for connection stability.
4. 256 Megabytes of RAM (512 MB recommended)
5. CD-ROM drive
6. Microsoft Internet Explorer® 6.0 or higher
7. Optional peripherals include:
   • Magnetic stripe or contactless card reader or EMV Chip Reader for card-present transaction processing
   • MICR reader for check processing
   • PIN-pad for debit/ATM card acceptance
   • 23/40-column receipt printer and/or standard report printer