Merchant Financing

As the largest independent global acquirer First Data is proud to offer our Australian clients access to the leading providers of merchant financing.

Our partners can offer you finance at competitive rates to help your business grow. As a First Data Merchant repayments are made simple with our split funding capability, based on your turnover.

Our Partners

As a First Data Merchant you can leverage your future credit and debit card sales to repay your loan.

Imagine what that could mean for your business? You can upgrade or purchase new equipment, renovate, open a new location, hire new employees, purchase inventory and much more.

How it Works

The program makes repaying your loan incredibly simple: a small, agreed upon percentage of your daily credit and debit card sales is redirected to pay back your loan. You simply spend more time focusing on what counts − your business.

Benefits for Business

  • Simple application process
  • Receive funds quickly after your application is approved
  • Repay the loan automatically using a percentage of your daily credit and debit card sales
  • Opportunity to renew your loan for additional funds

How do You Qualify?

  • You have an Australia-based business
  • You have to be a merchant with First Data Merchant Solutions
  • You have average monthly sales of $10,000
  • You have been in business for at least 6 months


For general inquiries regarding your First Data Merchant Facilities or about becoming a First Data Merchant please contact 1800 655 204.

If you would like to get in touch with any of our partners regarding merchant financing please select from any of the above.