24 JUN 2013
Perspective: Five Important Questions to ask EPDS providers
Electronic payroll distribution services (EPDS) can be a great program for an employer. It can also make employees’ lives easier on pay day. Getting EPDS right involves some thinking and planning, and careful execution.
21 JUN 2013
Perspective: The Future of POS
Gone are the days of the stationary cash register. Today, advanced point-of-sale (POS) systems enable small business owners to streamline the payments process while integrating business management capabilities, allowing them to serve more customers efficiently and effectively.
18 APR 2013
Perspective: VisionPLUS Flex Lowers the Total Cost of Ownership and Increases Speed to Market for Financial Institutions with a Growing International Footprint
I'm excited to announce that today we launched our VisionPLUS Flex solution, a comprehensive software product and extension of First Data’s VisionPLUS software payment solution.
11 JAN 2010
Perspective: Foreign Shopper Confusion and Dissatisfaction
Trying to do my part to improve the state of the economy, I went to the mall to treat myself to some new clothing and jewelry. As I waited in line to pay for my purchase, a woman in front of me with limited knowledge of English asked me the cost of the item she had in hand. I thought that she couldn’t read the price ticket so I rattled off the price. She apologized and said she could read the tag but didn’t know if it was a
04 JAN 2010
Perspective: What Do Consumers Really Think About Debit Rewards? And What Can You Do About It?
Consumers are increasingly choosing debit over credit. Many members of Generation Y have always used debit cards–39 percent of Gen Yers use their card at least 15 times each month, according to Aité Group’s 2009 report Engaging GenY: Cultivating a New Generation of Banking Customers–and other consumers are making the transition as a way to re-structure how they control their spending. Are you making that switch worth their while?
14 DEC 2009
Perspective: Understanding the Great Disconnect
Both Collection Operations and Credit/Risk teams use the words
07 DEC 2009
Perspective: How to Make Gift Cards Special this Holiday Season
Holiday shopping season is upon us and it’s time to get your shopping lists together! Consumers will be preparing for holiday shopping while trying to stay on budget. Many struggle with finding the perfect gift that’s affordable, but still meaningful. Gift cards are the perfect solution.
23 NOV 2009
Perspective: Challenges and Risks in Cross-Border eCommerce Expansion
Setting up an international business or cross-border Web is a complex endeavor. Most successful merchants will say it’s worth the effort, but newcomers will face a few challenges.
13 OCT 2009
Perspective: Linking STAR® Debit Card Accounts to PayPal®
First Data recently announced an agreement with PayPal® that allows debit cardholders in the STAR® Network to link their debit cards to PayPal accounts right from their financial institution’s online banking site. This is an industry first and we’re excited to be working with PayPal to help consumers feel more comfortable when they shop online.
13 OCT 2009
Perspective: Challenges and Opportunities of Cross-Border eCommerce
As the global eCommerce market continues to expand, merchants are presented with huge revenue and growth opportunities. But until recently, many merchants have relied on a single Web site to serve customers around the world. While many companies still rely on this model, the one-size-fits-all approach is increasingly being displaced by cross-border eCommerce.
13 OCT 2009
Perspective: Five Gift Card Marketing Ideas for the Holidays
Decreases in consumer spending continue to pose a challenge to merchants, and although gift and spending cards remain popular with consumers, many program managers have watched gift card activations decline over the past year. Here are a few tips to help you get the most out of your gift card program through the holiday season.
13 OCT 2009
Perspective: Accelerating Mobile Commerce with Trusted Service Management
At First Data, we’re working hard to help make Near-Field Communications (NFC)-enabled mobile commerce a reality. Many companies across the payments industry share the vision of an NFC future for commerce and activity in this space seems to be accelerating.