First Data operates 'Risk Shield Merchant', one of the leading prevention systems for the acquiring processing business.

The core functionalities of Risk Shield Merchant comprise:

  • Designed fully multitenant for the mass business of a credit card processor and the card-not-present business in the internet
  • Real-time and offline fraud prevention
  • Usage of merchant, issuer and cardholder information
  • Distribution of fax, email and stoppage of payments
  • Creation of statistical values over long time periods
  • Comparison of merchants' behaviour
  • Usage of all input parameters
  • Data usage of all client-specific interfaces
  • Retro alerts, complex simulations, case consolidation
  • Long-term history of all input parameters for analysis, simulation, prevention and reporting
  • Work-sharing or full service in operational security management possible