First Data operates 'Risk Shield Merchant', one of the leading prevention systems for the acquiring processing business.
The core functionalities of Risk Shield Merchant comprise:
- Designed fully multitenant for the mass business of a credit card processor and the card-not-present business in the internet
- Real-time and offline fraud prevention
- Usage of merchant, issuer and cardholder information
- Distribution of fax, email and stoppage of payments
- Creation of statistical values over long time periods
- Comparison of merchants' behaviour
- Usage of all input parameters
- Data usage of all client-specific interfaces
- Retro alerts, complex simulations, case consolidation
- Long-term history of all input parameters for analysis, simulation, prevention and reporting
- Work-sharing or full service in operational security management possible