By February 2014 SEPA credit transfers and direct debits across the Euro area became reality for all payment market participants.

This regulatory date provides legal certainty starting SEPA migration now. Consequently First Data customers will be delivered with SEPA payment services. Innovative solutions about direct debit mandate generation and management, administration and archiving services as well as SEPA payment file generation. The payment business logic is fully integrated into our existing processing solutions and enables future card processing based on SEPA complaint standards. Nevertheless single solution components may be used as integrated or stand-alone services.