20 MAY 2013Strategies for Mobile InvestmentsIn today’s world of Universal Commerce, businesses not engaged in mobile commerce will be displaced by competitors who are.
20 MAY 2013Meeting Consumer Needs in a World of Universal Commerce (a First Data eBook)The rapid adoption of mobile technology has resulted in a highly empowered and demanding end consumer. Meeting those demands can be daunting, but also presents tremendous opportunities for merchants, financial institutions, and technology suppliers.
20 MAY 2013The Power of PersonalizationConsumer personalization is a hotly discussed and often misunderstood aspect of Universal Commerce. It is gaining market momentum as online social lifestyles, eCommerce, mobile application usage, and advanced data capture/analysis technologies increasingly converge to make easier and more socially acceptable the gathering and using of an individual’s personal data to inform business decisions.