09 DEC 2013
Merchant Cash Advances: Convenient, Fast, Effective.
In a typical cash advance, merchants receive a lump-sum payment of one to four times their average monthly card volume. The provider and merchant agree on a percentage of daily card sales or a fixed daily payment that will be collected from the merchant as repayment for the advance.
19 NOV 2013
Cooler Temperatures Drive Sales of Seasonal Merchandise
Consumers managed to hold on to their early holiday spirit last month despite the government shutdown, which forced thousands of federal employees to be involuntarily furloughed for weeks.
13 NOV 2013
Gift Cards are a Gift to Retailers, Too!
Gift cards attract new customers. 4% of gift card recipients report that they have never or rarely visited the store for which they received a gift card.
08 NOV 2013
Five Back Office Processes FIs Should Outsource Now
This eBook examines five potentially costly and inefficient back office processes that present financial institutions with opportunities to reduce expenses and streamline their operations.
24 OCT 2013
First Data Wins Best Global Prepaid Gift Programme Award
The Prepaid Awards celebrated the top payments programmes at the Lancaster London Hotel Oct. 2, 2013 and recognized First Data with the Best Global Prepaid Gift Programme, based on the work with Walmart and their flagship, closed-loop gift card programme.
11 OCT 2013
Perspective: Shoppers Tightened Spending Budgets in September
After splurging on the kids in August, consumers pulled back in spending in September.
12 SEP 2013
Perspective: Retail Spending in August Boosted by Back-to-School
Every summer, retailers across the country stock up on crayons and clothes in anticipation of Back-to-School, one of the biggest shopping seasons of the year.
12 AUG 2013
Perspective: Spending Growth Hit 12-Month High, Partly Propelled By Higher Gas Prices
Although gas prices remain at higher year-over-year levels, it didn’t stop consumers from hitting the road in July and driving up dollar volume growth to a twelve-month high at 7.7%.
17 JUL 2013
Perspective: Mobile Commerce Implementation Strategies to Help Assure Success
How does a business decide what is important and what will deliver good return on a mobile commerce investment? Innovation Exchange members recently discussed this topic with Arkady Fridman, a senior analyst at Aite Group. During the discussion, the group shared some best practices for implementation success.
16 JUL 2013
Perspective: Thinking Differently About Mobile Commerce ROI
How does a business decide what is important and what will deliver good return on a mobile commerce investment? Innovation Exchange members recently discussed this topic with Arkady Fridman, a senior analyst at Aite Group. During the discussion, the group looked at the importance of businesses to think differently when it comes to mobile commerce ROI.
12 JUL 2013
Universal Commerce in Action: Loyalty
Universal Commerce makes the activities consumers conduct every day possible.
12 JUL 2013
Universal Commerce in Action: Consumer Engagement
Meet Barbara. Barbara’s bank keeps up-to-date on her account activity by allowing her to define the alerts that are most important to her.