12 DEC 2013
Spending Growth Slows Despite Strong Holiday Retail Sales
Shoppers were more modest in their spending at the beginning of November, but by month’s end they were ready to take advantage of holiday deals.
09 DEC 2013
Black Friday Loses Its Luster
Black Friday kicked off on Gray Thursday once again this year, though it was clearly a more wide-spread event among retailers.
09 DEC 2013
Merchant Cash Advances: Convenient, Fast, Effective.
In a typical cash advance, merchants receive a lump-sum payment of one to four times their average monthly card volume. The provider and merchant agree on a percentage of daily card sales or a fixed daily payment that will be collected from the merchant as repayment for the advance.
19 NOV 2013
Cooler Temperatures Drive Sales of Seasonal Merchandise
Consumers managed to hold on to their early holiday spirit last month despite the government shutdown, which forced thousands of federal employees to be involuntarily furloughed for weeks.
13 NOV 2013
Gift Cards are a Gift to Retailers, Too!
Gift cards attract new customers. 4% of gift card recipients report that they have never or rarely visited the store for which they received a gift card.
08 NOV 2013
Five Back Office Processes FIs Should Outsource Now
This eBook examines five potentially costly and inefficient back office processes that present financial institutions with opportunities to reduce expenses and streamline their operations.
24 OCT 2013
First Data Wins Best Global Prepaid Gift Programme Award
The Prepaid Awards celebrated the top payments programmes at the Lancaster London Hotel Oct. 2, 2013 and recognized First Data with the Best Global Prepaid Gift Programme, based on the work with Walmart and their flagship, closed-loop gift card programme.
11 OCT 2013
Perspective: Shoppers Tightened Spending Budgets in September
After splurging on the kids in August, consumers pulled back in spending in September.
07 OCT 2013
Perspective: First Data Announces Founding Membership in CardLinx, Card-Linked Application Interoperability Association
We join companies such as Cardspring, Microsoft, Bank of America, Deem, Facebook, Linkable Networks, LivingSocial, MasterCard and Affinity Solutions to establish a new interoperability organization that will enhance the consumer experience with local commerce, loyalty and card-linked offers.
03 OCT 2013
Perspective: First Data to Deploy Next-Generation IVR Technology
Everyone with a phone is familiar with hearing the sometimes friendly, sometimes robotic voice at the end of the line asking us to “press one or two” to check an account balance or make a payment.
01 OCT 2013
Six Myths About Card-Linked Offers
Card-linked offers have emerged as an alternative to conventional coupon and discount programs. This technology lets consumers link their payment cards to offers and rewards programs through participating partners—so redemption becomes as simple as paying with a linked card, and tracking occurs automatically.
23 SEP 2013
Perspective: First Data Climbs to 112 in 2013 InformationWeek 500
For me, awards and rankings are more than a plaque with our name on it. They are also about the businesses we help and the technologies we offer to make their daily lives easier.