With OmniPay you can calculate interchange fees during transaction loading and prior to submission to card schemes so that merchant fees can be derived from interchange costs, enabling you to charge at least the equivalent of what you will be charged for interchange.

Fees on OmniPay are grouped into tariffs with any number of permutations and individual merchant level overrides can be used to complement these tariffs. It is also possible to generate cross border and assessment fees and pass them on to merchants.

OmniPay offers full flexibility regarding when, where, in what currency and in what way merchants are funded and analyses the characteristics of each submitted transaction to predict when scheme settlement will occur.

Payment Reserve and Factoring functionality are also available to offer acquirers additional levels of security when dealing with higher risk merchants.