31 JUL 2017
“Consumer Loans Are Heating Up” Webinar On-Demand
First Data held a successful webinar event on July 27 that highlighted the consumer loans market and trends like retail point-of-sale financing — a growing revenue channel for banks. The webinar is available on-demand. Access the replay any time, at your convenience.
13 JUL 2017
The Impact on Fee Income from Slowdown in Industrial Lending
Commercial and Industrial lending is down within the past nine months, according to a recent article in American Banker*.
The impact on the bank comes in the form of reduced income from interest. It becomes more critical than ever for banks to have a balanced revenue portfolio to ensure a steady stream of fee income.
10 JUL 2017
With Millennials’ Confusing Credit Behavior, Banks Need to Keep Pace With Innovation
When I read the results of a survey where only 33 percent of millennials reported owning a credit card, that number seemed a bit low.1
On the surface it made sense that some consumers between the ages of 18-29 were possibly shell-shocked from the Great Recession and averse to drumming up debt.
10 JUL 2017
WATCH WEBINAR: AFD and EMV Certification: A First Data Perspective
The EMV liability shift for Automated Fuel Dispensers (AFDs) has been postponed, and will now go into effect in October 2020. However there remains several key implications that may affect your business.
30 JUN 2017
WATCH WEBINAR: Connecting the Dots: How Private Sector Commerce Trends are Impacting the Government of the Future
The economic furnace generated by ecommerce has been the focus of many business executives, financial institutions, as well as many local, state, and federal political leaders.
20 JUN 2017
First Data U.S. Financial Institution Quarterly Newsletter
In today’s business environment, you need a competitive edge. Request our digital newsletter for in-depth industry knowledge and U.S. banking industry analysis — including revenue and loan growth, debt levels, lending standards and more.
05 JUN 2017
(Video-on-Demand): "Driving Commercial Card Vendor Payments from Middle Market Clients."
More of your middle-market customers now seek to automate key aspects of their businesses, including their financial operations. For many, though, vendor payments are still largely made by paper check.
26 MAY 2017
WATCH WEBINAR: Strategies for Detecting and Mitigating Fraud in Retail: Profiling Criminal Sophistication
As new technology makes it faster and easier to shop, sell, and spend, the fraud landscape continues to expand.
08 MAY 2017
A New Digital Banking Experience for the Connected Consumer
Now more than ever, Community Financial Institutions are challenged to stay relevant in an increasingly mobile society. It’s about understanding the way consumers want to bank today and offering a seamless experience that puts them in the driver’s seat. First Data embarked on a 15 month journey to completely understand how consumers interact with and manage their money. The result: A Reimagined Digital Banking experience.
03 MAY 2017
The Security of First Data's STAR Network
Payment card fraud is a big business. The perpetrators of fraud work diligently to find vulnerabilities—in physical terminals, computer systems and websites—allowing them to steal payment card data. According to the 2016 Nilson Report, losses incurred by banks and merchants due to payment card fraud reached $21.8 billion in 2015. In the U.S., card fraud accounts for about 13 cents of every $100 spent in the retail sector.
27 APR 2017
(Video-on-Demand): "The Politics of Payments”
With the 2017 legislative season in full swing, we have begun to get a better understanding of the specific legislative and regulatory policies that are actually in play this year for the payments industry.
26 APR 2017
WATCH WEBINAR: Give Your Citizens Peace of Mind: How to Leverage the 21st Century Cures Act to Provide Statewide EVV
The 21st Century Cures Act incentivizes all states to implement an Electronic Visit Verification (EVV) solution to manage their Personal Care services by January 1, 2019.