31 JUL 2017
“Consumer Loans Are Heating Up” Webinar On-Demand
First Data held a successful webinar event on July 27 that highlighted the consumer loans market and trends like retail point-of-sale financing — a growing revenue channel for banks. The webinar is available on-demand. Access the replay any time, at your convenience.
13 JUL 2017
The Impact on Fee Income from Slowdown in Industrial Lending
Commercial and Industrial lending is down within the past nine months, according to a recent article in American Banker*.
The impact on the bank comes in the form of reduced income from interest. It becomes more critical than ever for banks to have a balanced revenue portfolio to ensure a steady stream of fee income.
10 JUL 2017
With Millennials’ Confusing Credit Behavior, Banks Need to Keep Pace With Innovation
When I read the results of a survey where only 33 percent of millennials reported owning a credit card, that number seemed a bit low.1
On the surface it made sense that some consumers between the ages of 18-29 were possibly shell-shocked from the Great Recession and averse to drumming up debt.
05 JUN 2017
(Video-on-Demand): "Driving Commercial Card Vendor Payments from Middle Market Clients."
More of your middle-market customers now seek to automate key aspects of their businesses, including their financial operations. For many, though, vendor payments are still largely made by paper check.
27 APR 2017
(Video-on-Demand): "The Politics of Payments”
With the 2017 legislative season in full swing, we have begun to get a better understanding of the specific legislative and regulatory policies that are actually in play this year for the payments industry.
26 APR 2017
WATCH WEBINAR: Give Your Citizens Peace of Mind: How to Leverage the 21st Century Cures Act to Provide Statewide EVV
The 21st Century Cures Act incentivizes all states to implement an Electronic Visit Verification (EVV) solution to manage their Personal Care services by January 1, 2019.
19 APR 2017
Customers Want Digital Bill Pay Convenience
These days, it’s more than just good business to offer your customers multiple bill pay options — it’s a necessity to adapt to your customers’ billing and payment preferences (or they may take their business elsewhere).
10 APR 2017
VIDEO: Accepting Checks Doesn’t Mean Accepting Risk
Tap into the millions of Americans who have checking accounts but no debit or credit cards.
05 APR 2017
With Costs of Data Breaches Escalating, Banks Need Better Token Tools
One of the most unsettling scenarios for any bank board to consider is the prospect of someday seeing images of its brand and branches splashed across screaming headlines following a data breach.
30 MAR 2017
HOT OFF THE PRESSES: Introducing “The First Data U.S. Financial Institution Quarterly”
This month First Data Global Financial Solutions (GFS) launched the first issue of the “The First Data U.S. Financial Institution Quarterly,” a new publication that monitors various trends across the U.S. banking industry (i.e. revenue/loan growth, charge-offs, debt levels, lending standards, etc.).
28 MAR 2017
Banks Want to Learn More About Customers to Make Budget Decisions
SourceMedia Research surveyed CIOs at credit unions, banks and financial institutions and asked what their goals and priorities were in 2017 and how this related to their plans for technology. They cited the need to learn more about their customers in order to make budget decisions.
16 MAR 2017
(Video-on-Demand): See How Some Banks Provide Commercial Customers With Invoice-to-Pay Solutions
Interested in learning how invoice-to-pay technology can help your institution increase fee income from commercial clients?