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Choose Your Own Authorization Optimization Adventure

Choose Your Own Authorization Optimization Adventure

We use Data Science and AI to analyze issuer and consumer trends, pinpointing decline reasons for over 90 billion transactions a year. Then, our machine learning Rules Engine proactively anticipates declines before they happen and repairs in real-time. This means we can provide higher approval rates than anyone else in the galaxy.

Will you let inertia take you or will you maximize your approval rates and recoup on declines?
On this adventure, you get to choose.

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Recurring Payment Station

Your mission? Get to Planet Rev-Nue and save your customers from THE CHURN. Follow the path and let us lead the way.

Customer saves their payment information

Transaction is sent to bank

Bank receives authorization request

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Red Alert!

Customer's card was declined

Reasons for Decline
  • Expired card
  • New card
  • Lack of funds

Pick your Path:

Status Quo This Way


Authorization Optimization This Way

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Black Hole Vacuum

Uh oh. Your customer has been alerted that their card has been declined. Roll the dice to see if they will update their payment information or if they will be lost to THE CHURN.

Roll the dice
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Light Speed Advantage!

We combine adaptive rules-based logic and leverage partnerships with card brands and issuers to repair broken card information and generate higher approval rates.

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Hyper-Speed Repairs

Instantly fix failed transactions
Extracts exact decline reasoning

Data Science

Analyzes issuer trends
Monitors consumer behaviors

Rules Engine

Fixes potential declines proactively
Employs machine learning

Oh no! You rolled the dice and lost.

Don't worry, though. First Data offers a better way to do things. Let us show you the way.

Congratulations, you win!

  • 4-10% higher approval rates
  • Proactively fixed potential declines
  • Gained real-time data-driven insights
  • Created a frictionless consumer experience

Now, let's bring this conversation back down to Earth. Contact one of our experts to find out how our Authorization Optimization solution can help give you the competitive advantage you need — and our numbers don't lie.

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