It seems like you are visiting from [[X]]. Would you like to continue with: [[X]] / English?Continue
We would like to place cookies on your computer to help us make this web site better. By clicking onto another page on this web site you agree that cookies will be used. If you wish to change your settings please refer to our Privacy and Cookie Statement
Credit Card Processing
Deliver innovative, digital-first credit card processing solutions designed to help you stay competitive and generate more value from your portfolios. No matter how your merchants accept payments, First Data’s optimized processing and data delivery solutions are backed by the technology, security, and support financial institutions need to grow in an evolving industry.
Debit Card Processing
Offer cardholders more functionality and accessibility with card processing capabilities across EMV®, contactless-enabled, PIN-secured, and signature debit, as well as flexible ATM management and a host of value-added options. Our STAR® Network offers deposit sharing and surcharge-free ATM access, as well as real-time network management with exception processing, transaction research, and marketing tools.
Build your portfolio and manage your loans and credit processing needs on a single platform. From account acquisition, to loan processing, to the customer service experience, we support Point-of-Sale (POS) and other niche loans throughout the entire lending lifecycle. First Data allows for more affordable, faster deployment of your lending program with real-time integration and a configurable, simple customer experience.
Loyalty & Rewards
Satisfy both your customers and your bottom line with a customized end-to-end loyalty and rewards program that helps drive increased card usage and enhances your brand. Dynamic transaction-level rewards calculations, paired with event-, behavior-, and relationship-driven promotion capabilities allow you to target and engage your merchants’ most loyal customers. Leverage our extensive partner programs, real-time reporting, leading analysis, and next-generation fulfillment services to accelerate earning opportunities.
Data Reporting & Analytics
Help improve your marketing effectiveness, mitigate risk, prevent and detect fraud, and enhance collections efficiency with First Data’s integrated and hosted analytics and reporting solutions. Evaluate data from multiple sources to drive decision-making across the customer lifecycle — from customer acquisition, to retention, to collections.
Credit Risk Management
Help balance risk effectively and maximize customer acquisition and retention with First Data’s one-to-one approach to credit and payment risk management. We offer identity verification and Knowledge-Based Authentication (KBA) to help you stay ahead of trends and effectively assess and manage risk, while improving operational efficiencies and reducing costs.
Bring security to mobile, online, and POS transactions with First Data’s integrated token services. Our powerful technology protects your and your customers’ data with random non-specific IDs known as tokens. As a gateway to the Token Service Provider (TSP) payment network, we provide the infrastructure needed to safeguard businesses’ reputations and their customers’ data.
Consolidate bill presentment and payment channels with First Data Biller Payments solutions. Utilize our payment gateway to enable automated recurring and one-time payments to reduce costs, improve cash flow, enhance customer convenience, and streamline operations. A single payment gateway supports multiple payment options received via the web, Interactive Voice Response (IVR), Customer Service Representatives (CSR), and in-person.
Help grow your lending portfolio with our configurable origination system, complete with underwriting, workflow, and decision making capabilities. From submitting the loan application using multiple channels, to seamlessly booking the new account to First Data in either real-time or batch processing, our solution allows users to complete the entire origination process.