Benefits for Business

With a simple, one page application form and no application fees, you can make use of cash advance funds in as little as 3-5 days. We qualify your business for an advance amount based on your average monthly Visa/MasterCard processing. Rather than make set payments on a monthly basis, you agree to have a small percentage of your daily credit card sales withheld to repay the cash advance. This percentage is automatically taken from your daily credit card processing settlements with First Data.

You have complete flexibility on putting your cash advance funds to work:

  • Renovate
  • Expand
  • Website Development
  • Working Capital
  • Replenish Inventory
  • Upgrade Equipment
  • Advertise / Promotions

Key Components

  • Get approved quickly with minimal documentation required
  • High approval rates
  • Receive funds in as little as 3-5 days
  • Repay the advance daily through your merchant processing
  • Opportunity to renew your cash advance for additional funds


Learn more about Clover Capital today. To contact a Business Consultant, call 1-855-205-6712 toll free or send an email to

Program FAQs
  • Simply sign a Clover Capital contract, agreeing to sell a portion of your future credit card sales at a discount and receive a lump sum cash payment.
  • A small, fixed percentage of your credit card sales are withheld to repay the Cash Advance during your standard settlement process with First Data each day.
  • Signed application
  • Six most recent merchant processing statements
  • Two most recent bank statements.   All pages are required.
  • Copy of state-issued driver’s license or passport

Once all documentation is received, clients can be approved in as little as 3-5 business days.

The advance can be used for any legitimate expense to help grow your business.

The advance can be used for any legitimate expense to help grow your business.

Payments are taken directly from your daily MasterCard and Visa credit card deposits. The daily withhold percentage is based on your credit card volume. (Typically ranging between 10% to 20%)

Yes, credit card processing must go through an approved First Data partner.